Start Your Mortgage-free Journey Today

tiny house and garden

By Hari Berzins Do you dream of living mortgage-free in your own hand-built house? What would you do if you owned your own home without a mortgage? If you already live mortgage-free how does it impact your life? I asked these questions on my Tiny House Family facebook page last … Read more

Why Living Tiny is a Viable Long-term Solution for Families

family of four

By Hari Berzins If you are interested in redesigning your lifestyle and achieving mortgage-freedom, check out Hari and Karl Berzins’ (tinyhousefamily.com) eCourse, Creating Mortgage-freedom. They are proof that families can successfully live tiny, and are excited to help other singles, couples and families realize their dreams of debt-free living. The … Read more

Johnny’s Hawaiian Small House Story

My story. I’m a self employed housekeeper/gardener/painter. Back in the 1990’s I set about buying a house. Can you guess what sort of reaction I got from mortgage bankers when I told them what I do for a living and how much money I earn?

I did all sorts of research with many weekend field trips and after a few years I found a piece of undeveloped property that I could afford with cash. I then I had plans for my home drawn up for a few hundred dollars.

I saved up for a septic system, a foundation, and then a shell, etc. I scavenged furniture from thrift shops and pulled things off the curb on bulk trash day. I’m not too proud for that. No Sir. It’s been twelve years now and the place is about as done as it’s likely to get. Looking back I could have made do with less space, but I love my little 480 square foot mortgage free cottage.

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