I just wanted to write to say thank you for sharing our post and info about our eCourse. We are thrilled to have so many Tiny House Blog readers join us on the walk to mortgage-freedom. Several folks have written to ask if they can still join us for this session, and I wanted to let you know that we’ve decided to keep the registration open for the next few days.
It’s an amazing journey to share…the slow and steady walk to debt-free home ownership. The great thing is folks can start right where they are, even if they have no idea how to start; we’ll help them get started. It’s totally possible! People are doing great things as a result of their work in our course. Here are some testimonials and here is the course description and enrollment page. We welcome your readers.
Simply,
Hari
I LOVE that photo of you with the fresh strawberries amidst your garden & both your tiny house & the ‘big house’ in it! That shows the perfect picture.
There’s nothing I admire more than financial responsibility, but the idea of being mortgage free might just be a bad thing under some circumstances. Keep in mind, borrowing money builds up our credit score. That in turn lowers our cost for everything from car insurance to getting that dream job after your new boss learns you’ve got a solid credit rating. Borrowing money you don’t have or that’s pushing you to the limit is crazy. Borrowing money that proves just how responsible you are is the way our current society simply works. By the way – how about borrowing money even though you already have the money saved up? I do that with my cars all the time. By using a savings bond as collateral, my total cost is 2% interest yet if our world falls out from beneath us we can always pay everything off. We can have our cake and eat it too.
Have you ever heard of Dave Ramsey. If you pay everything cash, then you don’t need any credit. It is never ever a bad think to not pay interest.
Personally I have been living credit free for over 10 years, couldn’t be happier.
No credit NO debt.
We went mortgage free the old fashon way. It took 18 years but we did it! Our life this side of a mortgage is wonderfull. Our secret was to buy a home that was small but functional 1000 sq.ft. In that we raised 4 kids and countless family pets. As our children are leaving it is still the perfect size. We never up-sized and always made extra payments when we could. Although we gave up many opportunities to save for our kids university, we have the funds now to pay those costs in full. I have a retirement plan from my office and since we have always lived with less it will be more than enough for us to survive on. Less is more!