My story. I’m a self employed housekeeper/gardener/painter. Back in the 1990’s I set about buying a house. Can you guess what sort of reaction I got from mortgage bankers when I told them what I do for a living and how much money I earn?
I did all sorts of research with many weekend field trips and after a few years I found a piece of undeveloped property that I could afford with cash. I then I had plans for my home drawn up for a few hundred dollars.
I saved up for a septic system, a foundation, and then a shell, etc. I scavenged furniture from thrift shops and pulled things off the curb on bulk trash day. I’m not too proud for that. No Sir. It’s been twelve years now and the place is about as done as it’s likely to get. Looking back I could have made do with less space, but I love my little 480 square foot mortgage free cottage.