Park Model 400 Design

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Don Harmon has shared some of his small house designs here before on the Tiny House Blog. Today he has a new Park Model 400 design that he is hoping to build soon.

This is a true Tiny Home and one that does designed to conform to Pie Town’s definition.
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Are These Tiny House Loans for Real?

Tiny House Lending

An interview with Kai Rostcheck from Tiny House Lending

Kai Rostcheck is convinced that the Tiny House Movement is more than a cottage industry. Last year he launched Tiny House Dating, which exploded and had to be rebuilt after mainstream media caught wind of it. Now he has launched Tiny House Lending, which aims to be “The easiest, fastest way to find funding for your Tiny House purchase!” We got a hold of him to find out whether it’s true: Can Tiny House Enthusiasts now get loans to buy or build a Tiny House?

Tiny House Blog: We have two main questions.

Kai: Go for it.

Tiny House Blog: First: Is Tiny House Lending for real? Are people actually finding Tiny House loans through your website?

Kai: Wait, that’s a two-part question. Are you cheating?

Tiny House Blog: (laughs)

Kai: Yes, Tiny House Lending is real. We are connected to a nationwide lender that can offer bank-backed personal loans.

Tiny House Blog: Ok let’s stay with this part for a minute. Tell me more about the kinds of loans, terms, the application process, etc.

Kai: Potential borrowers must have good to excellent credit to apply. Loans are available up to $100k, for terms as long as 84 months. RVIA certified park model RVs loans begin as low as 2.99% APR. Other Tiny House loans (for non-RVIA certified pre-built models, or for people who want to buy materials and build themselves) can be as low as 5.99%. Our lenders serve residents of all 50 U.S. states.

Tiny House Blog: So ideally, someone could listen to our interview or read the transcript then go to Tiny House Lending and apply. How long does the application take, and how long would they have to wait to find out if they are approved?

Kai: One important clarification: Tiny House Lending gathers just enough information to help match borrowers to a qualified lender. Right now we have one main partner but the site is built to scale quickly as we add more. We find a match, then the borrower clicks over to the lender’s website to apply. Applications take about 10 minutes to complete and decisions can be processed in as little as a few hours!

Tiny House Blog: So really, someone who has been waiting on financing could now be only a few minutes away from the next step of their Tiny House dream? That’s exciting!

Kai: It’s thrilling. We’re taking a small but important step toward further legitimizing this movement.

Tiny House Blog: Ok, but here’s the second question: Should people take out a Tiny House loan? I sense that many of our readers are going to have a hard time swallowing that idea.

Kai: Yeah, it’s the “debt-slavery” conversation. Here’s the deal: personally, I think that cash is the way to go if you can afford to self-finance. But I’ve been conducting market research for a year and I can say with 100% certainty that there are thousands of Tiny House Enthusiasts out there (maybe tens or hundreds of thousands) who are stuck in the rent cycle. They give cash to their landlord every month and can’t save enough to break free. In those situations especially, and even accounting for the interest they could pay on loans, there are many scenarios in which they can get further ahead by financing a Tiny House. Here’s a loose example: $900/month in rent for 3 years equals $32,400. That’s enough for a nice Tiny House but it’s entirely wasted on rent. Take out a loan and yes, you’d pay interest (the percentage rate matters, for sure). But don’t lose sight of the fact that you’d pay back the loan, own an asset and live rent-free forever!

Tiny House Blog: Ok this is sounding great. How should borrowers get started?

Kai: It’s simple – just visit www.tinyhouselending.com and click “Get Started.”

To see if you qualify for a Tiny House loan visit www.tinyhouselending.com.

Tiny House Lending Logo

Tiny Houses Meet Park Homes At Recent Shows

Recently at several RV and sportsman shows throughout Florida Chariot Eagle RV Park Models of Ocala, Florida had a park model/tiny house hybrid on display. Needless to say it was drawing quite a bit of attention. It seems a proper fit since Chariot Eagle is one of the top producers of holiday and vacation park homes in the USA and in North America.

Chariot Tiny House

Chariot Eagle is an independent and privately owned builder of the very finest and most luxurious park models available in the industry. Continue reading

Tiny House Test Drive

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More photos and information on the Light Haus http://wheelhaus.com/the-lighthouse/

by Steve Snyders

Fireside Resort offering Tiny House ‘Try It Before You Buy It’ Promotion

Jackson Hole, Wyo. – Want to test the waters before diving into the ‘tiny house’ movement? Fireside Resort Jackson Hole has teamed up with Wheelhaus cabins to offer guests the opportunity to ‘try it before you buy it’. From October 1, 2014 – April 15, 2015 guest who book a stay at Fireside Resort can use promo code TBYB to receive 20% off and then if the guest decides to buy a Wheelhaus rolling cabin, Wheelhaus will reimburse the cost of the stay. It’s rare to get to test drive a house, but this is that opportunity and in prime ski season in Jackson Hole. Go to http://wheelhaus.com/try-buy/ to learn more or call 307-733-7700.

Fireside Resort in Jackson Hole offers 23 cabins for rent minutes from Grand Teton National Park and Jackson Hole. These cabins offer 400 square feet of rustic/modern charm with progressive space management, innovative design, and top of the line building materials. Nightly rates range from $225 – $375.

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See more pictures and information on the Caboose http://wheelhaus.com/caboose/

The cabins on wheels by Wheelhaus sleep four with one bedroom, one bathroom, kitchen/living room and a private deck. The bedroom is sized to accommodate a king-size bed and includes a set of four drawers and an under-counter hanging closet that supports a counter-top which also serves as a desk.

The kitchen includes a two-burner cooktop, under-counter refrigerator, microwave, dishwasher, sink, granite counter tops, and high-grade cabinetry with soft close doors. The bathroom maximizes space and function offering top-of-the-line glass showers and Kohler fixtures.

Other details include hardwood floors, wiring for cable and internet, and optional fireplace or air conditioner.

Fireside Resort is less than 10 minutes from Grand Teton National Park and Jackson Hole ski area and 40 minutes from Grand Targhee ski area.

railcar

More photos and information on the Railcar http://wheelhaus.com/the-rail-car/

About Wheelhaus:

Wheelhaus designs and builds Park Model Homes with the highest standards of sustainable building and innovative design. Wheelhaus cabins are a blend of rustic and modern; combining the durability and quality craftsmanship of a log cabin with a modern focus on energy efficiency, innovative design, progressive space management, and top of the line building materials. Wheelhaus cabins exceed the requirements for the Gold standard with the U.S. Green Building Council. Wheelhaus offers several different designs with visually descriptive names like Wedge, Railcar, Caboose and ModHaus at base prices from $82,000 to $96,500 with delivery available from coast-to-coast. See all of the designs and floorplans at www.wheelhaus.com.

wedge

See more pictures and information on the Wedge http://wheelhaus.com/the-wedge/

ESCAPE Park Models

For people who love park model homes, but want a little more space and amenities, the ESCAPE Park Model & Modular Homes have been making waves with articles in the Wall Street Journal and favorable comments from HGTV, the Huffington Post and Bob Vila. A small size, beautiful wood details and mobile abilities are included in these tidy, little packages.

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Each ESCAPE is built on a wheeled chassis in the USA, and comes in various sizes and configurations including the Tiny Home, the King, Classic, Family and Studio. The basic ESCAPE Tiny Home is 288 square feet and features a tiny bedroom, a living and kitchen area and a full bath. This model starts at $57,400. There is also a two-bedroom version in 396 square feet. Amenities include bevel cedar siding, 30 year composite shingles, pine walls, ceilings and trim, 30 gallon water heaters, Energy Star appliances, vaulted ceilings and the ability to be off-grid. Each of the Escape models are on wheels, but can be placed on various foundations including gravel, concrete pads and concrete blocks.

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Escape-window-wall Escape-bedroom

All the ESCAPE versions include built-in storage, options for fireplaces and washers and dryers and the larger Tiny Home Deluxe, King, Classic, Family Standard, Family King and Studio all have versatile screened and roofed porches that can also be used for sleeping, dining or a greenhouse. The Studio can be adapted to be ADA accessible and the ESCAPE company even offers furniture, appliance and financing packages.

Escape-porch

Two unique options that separate the ESCAPE from other park models are the panoramic windows that can be integrated into the rooms—making them seem larger than they are. Smaller, privacy windows are also available for use in bedrooms and bathrooms.

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Photos shown are the ESCAPE Classic “Limited” model and are courtesy of ESCAPE Park Models

 

By Christina Nellemann for the [Tiny House Blog]