I could write a very short blog post here and say: Just don’t do it if you can’t live your small dwelling dream without a mortgage.
I know now one of the cornerstones of the Small House Movement is to simplify life, which includes ridding ourselves of unnecessary debt. If I had learned of Kent’s Tiny House blog and read his advice about getting out of debt sooner, I may not be writing this now.
We didn’t build a lavish small house with all of the bells and whistles. We built our Little House based on what we could afford, which really meant, based on the payments we could afford. Like many people, that’s how we previously defined “affordable.”